project forty two is a trading name of Project Forty Two Solutions Limited
Registered in England and Wales no. 6710261
Chris Middleton - Payment processing
Specialist in payment processing from both a business process and a technical point
of view. Delivered business processes and complex IT systems for both incoming and
outgoing payments, interbank payment processing, BACS payments, real-
- BACS – experience of working with Direct Debit and Direct Credit services.
- AUDDIS, Paperless Direct Debits, ADDACS, ARUDD, ARUCS, AWACS.
- Bank account validation (sort code and modulus checking).
- Working to BACS scheme rules and best practice guidelines.
- Bacstel-
IP submission software and BACS Bureaux. - Smart card and Hardware Security Module authorisation.
- Credit/Debit card transactions – experience of working with authorisations and settlement processing.
- Selection and configuration of authorisation and settlement parameters: floor/ceiling limits, CSC/CVV/CV2/AVS, velocity checking, hot card checking, multiple merchants, multiple stores, refunds etc.
- Working to card scheme rules and best practice guidelines.
- Familiar with MasterCard SecureCode and Verified by VISA schemes.
- Unpaid Cheque and Unpaid Direct Debit processing.
- UK Faster Payments Service.
- CHAPS.
- BIC and IBAN checking for cross-
border transactions. - Payment reconciliation.
Commercial software packages include:
- Bottomline Technologies: WebSeries and HandsFreeFinance Bureau
- Eiger Systems / Experian Payments: Bank Wizard; Bank Wizard Absolute; Bank Wizard for Balance Transfers; Bank Wizard for Bill Payments; Bank Wizard for Card Payments
- Retail Logic / Logic Group: Solve-
SE; Solve PFG